Steve, that's a great question! Here are some general rules as they apply to your insurance but it is always best to check with us - your Insurance Broker - to see if this will affect your homeowner policy.
Do Call and Check When:
- You hire a contractor to do the work, make sure you get a certificate of insurance
- You add a pool, increasing your liability hazards
- You upgrade from a standard kitchen to a custom one
- You finish off your basement
- You add an office in your home
- You put an addition on your home
- You add a bathroom to your home
Do Not Call If:
- You add replacement windows
- You add a fence
- You replace the kitchen cupboards
- You side the house or replace the gutters
Again, these are general rules of thumb but if you are unsure, always call us to make sure.
Better to know this BEFORE a claim occurs, than after!
37% of all unpaid claims are the results of unreported changes to the insurance company/agent. Communication will always result in the correct course of action to insure proper protection.
Jeff Leibowitz, President
Atlantic Agency/DCAP Insurance
www.atlanticagency.com
Email: insure@atlanticagency.com
Please pass this along to Friends, Co-Workers, Customers..Anyone who could benefit!
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